API Terminology
Merchant Id
Merchant Id is a unique identifier that is used to identify a merchant system. Merchant Id is created during the merchant onboarding process and will be provided to the respective team.
Statement Descriptors
Statement descriptors explain charges or payments on bank statements. Using clear and accurate statement descriptors can reduce chargebacks and disputes. Banks and card networks require the inclusion of certain types of information that help customers understand their statements, and statement descriptors provide this information.
The static statement descriptor is configured during merchant onboarding process. For card transactions we can additionally set a dynamic statement descriptor suffix as a part of [/sessions] ( /api-reference/#tag/Merchant/paths/~1sessions/post ) or [/payments] ( /api-reference/#tag/Merchant/operation/createPayment ) API request.
| Description | Max Length | Valid characters pattern |
|---|---|---|
| Statement Descriptor | 10 | ^[a-zA-Z0-9\s-.]-10$ |
| Statement Descriptor Suffix | 10 | ^[a-zA-Z0-9\s-.]-10$ |